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Terms of Service

Last Updated: November 13, 2025

1. Acceptance of Terms

By accessing and using FinMate ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement.

2. Use License

Permission is granted to temporarily use the Service for personal, non-commercial purposes. This is the grant of a license, not a transfer of title.

3. User Account

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

4. Service Modifications

FinMate reserves the right to modify or discontinue, temporarily or permanently, the Service with or without notice.

5. Financial Data

You acknowledge that FinMate is a personal finance tracking tool and does not provide financial advice. All financial decisions are your responsibility.

6. Limitation of Liability

FinMate shall not be liable for any damages arising from the use or inability to use the Service.

7. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Privacy Policy

Last Updated: November 13, 2025

1. Information We Collect

We collect information you provide directly to us, including your name, email address, and financial data you input into the Service.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service
  • Send you technical notices and support messages
  • Respond to your comments and questions
  • Protect against fraudulent or unauthorized use

3. Information Sharing

We do not share your personal information with third parties except as described in this policy or with your consent.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you the Service.

6. Your Rights

You have the right to access, update, or delete your personal information at any time through your account settings.

7. Cookies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information.

8. Contact Us

If you have questions about this Privacy Policy, please contact us through the Service.